Dental Insurance – San Antonio, TX
Making the Insurance Process Easy
Dental insurance might seem like a simple matter on the surface: just pay the premiums, and you’ll save money on dental care. However, your insurance company probably won’t go into detail about the best way to maximize benefits. Dr. Mooney and the rest of our team at Alamo Family & Cosmetic Dentistry can work with you to protect your budget along with your teeth; read on to learn about some of our simple tips for getting the most out of your insurance plan.
Understanding How Dental Insurance Works
Medical insurance is generally meant to help cover the cost of treatment for problems that have already occurred. Dental insurance, on the other hand, encourages you to seek treatment to prevent problems from happening at all. The typical dental plan is built in a way that awards more benefits for preventive services that allow dentists to treat minor issues early on. Not only will your smile be in better shape in the long run, but you’ll be more likely to avoid the cost of more expensive treatments.
What Does My Dental Insurance Cover?
Dental insurance usually categorizes dental services as preventive, restorative, and cosmetic. Preventive services such as checkups are often fully covered. Restorative services like fillings and crowns typically receive around 50% to 80% coverage. Cosmetic services will likely not be covered at all unless they’re shown to have some kind of health benefit. Given these rates, your best strategy for getting the most out of your plan is usually just to attend two checkups and cleanings each year.
Our In-Network Dental Insurance Providers
We accept many different dental insurance plans. Before your visit, we can go over your benefits with you so that you know exactly what is available and what you can expect to pay for your first visit. Our team takes care of the necessary paperwork so that you don’t have to worry about it. Be sure to call us and ask if we’re in-network with your insurance plan; if we are, you’ll enjoy the highest possible amount of savings.